Author: Rashmi Runi

I wish to give Financial independence to my children when they reach their teenage years.

Money should not be a barrier to achieving children’s goal, like Education, business, marriage etc. Do you wish the same for their child? If YES, this article is for you ✅ Investing from a minor’s account is higly beneficial – especially for long-term wealth creation, tax planning, and disciplined goal-based saving. Here’s a complete example […]

Read More

Why health insurance is necessary for a family?

Oh! Suddenly, Shyam got problem in liver as infection and got admitted in hospital but did not survive. Image a family member suddenly need surgery or ICU treatment. Without insurance, this could cost tens of Lac and cause of financial crises. Average Claim Size for critical hospitality is approx. rs. 60,000 – rs. 1,00,000 per […]

Read More

कोई एक फ़ंड ऐसा नहीं है जो सबके लिए सही हो

हर शनिवार, मैं एक ऐसे विषय पर अपना नज़रिया आपसे शेयर करता हूं जो मेरी नज़र में निवेशकों के लिए ज़रूरी लगता है. इस बार, समझते हैं कि क्यों मिड- और स्मॉल-कैप फ़ंड्स सोने के अंडे देने वाली मुर्ग़ी नहीं हैं जैसा हर कोई सोच रहा है. आगे यू-टर्न है? निवेशक अक्सर पूछते हैं, “मुझे […]

Read More

How new taxation rules impact your fund investments

The recent budget has enhanced the new tax regime and introduced new tax rules. While you can read the highlights here, let’s dive to see how these changes impact the different fund categories. Impact on investors Higher taxes on equity gains will reduce your post-tax returns, but equity remains the best asset class for long-term investments, […]

Read More

Demand for Crude Oil expected to peak – A Positive for India?

What’s the Point? Recently oil has been on the news, with global demand for the commodity expected to peak by 2029, and subsequently contract (as reported by International Energy Agency). Additionally, with rising supplies, led by non-OPEC+ (Organization of the Petroleum Exporting Countries) producers, expected to surpass forecast demand from 2025 onwards, it could potentially […]

Read More

Has the global rate cutting cycle begun?

What’s the Point? The European Central Bank cut its rates for the first time after raising rates in 2022 to counter the inflation arising from the pandemic. Some other central banks such as those of Canada, Sweden, and Switzerland also recently cut their interest rates, apart from emerging economies like China, which has also seen […]

Read More

MF AUM Crocess Rs. 46 Lakh Crore AUM

The industry average AUM recorded a new high as it crossed the Rs 46 lakh crore mark in July 2023. It stood at Rs 46.28 lakh crore, 23% higher than last year. Of this retail investors (equity, hybrid and solution oriented schemes) contributed Rs 23.77 lakh crore, which is over 51%.    Also, gross SIP […]

Read More

Biography of an SIP

In Nifty Midcap 150 TRI index We generally start SIP for our long-term goals. The goal can be child education, child marriage, or retirement. But the road to this journey may have many uncertainties, making it difficult to continue this SIP for such a long period. Starting a long- term SIP is easy, but continuing […]

Read More

90% MF investors are lakhpatis: Govt

These 1.70 crore investors account for 65% of the total industry assets, government says in Lok Sabha. Over 90% mutual fund investors have a yearly income between Rs.1 lakh and 1 crore. These investors account for 65% of the retail AUM, the government said in Lok Sabha on Monday. According to the data released by […]

Read More

Why Wait For The Last Minute To Save Tax

Last minute tax planning can be quite a hassle. Starting early can enable you to choose your avenues smartly, basis your risk appetite, investment goals, and investment horizon. So, stop snoozing your investment plans and wake up to the growth opportunities. Reason to invest in a MUTUAL FUND ELSS fund..

Read More