Category: Financial Planning

Not Taking Any RISK Is Also A RISK

Recently, I came across the book ‘The Zurich Axioms’ by Max Gunther in 1985 as advice for investors offered some practical insights about how to anticipate the psychological challenges of managing uncertain situations in that there were two theses of many others that he had formed which we will outline today as part of this […]

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कोई एक फ़ंड ऐसा नहीं है जो सबके लिए सही हो

हर शनिवार, मैं एक ऐसे विषय पर अपना नज़रिया आपसे शेयर करता हूं जो मेरी नज़र में निवेशकों के लिए ज़रूरी लगता है. इस बार, समझते हैं कि क्यों मिड- और स्मॉल-कैप फ़ंड्स सोने के अंडे देने वाली मुर्ग़ी नहीं हैं जैसा हर कोई सोच रहा है. आगे यू-टर्न है? निवेशक अक्सर पूछते हैं, “मुझे […]

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How new taxation rules impact your fund investments

The recent budget has enhanced the new tax regime and introduced new tax rules. While you can read the highlights here, let’s dive to see how these changes impact the different fund categories. Impact on investors Higher taxes on equity gains will reduce your post-tax returns, but equity remains the best asset class for long-term investments, […]

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90% MF investors are lakhpatis: Govt

These 1.70 crore investors account for 65% of the total industry assets, government says in Lok Sabha. Over 90% mutual fund investors have a yearly income between Rs.1 lakh and 1 crore. These investors account for 65% of the retail AUM, the government said in Lok Sabha on Monday. According to the data released by […]

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SWP – Best tool for customizing periodic cash flow

One of the investor’s key requirements from his/her investment is a stream of cash flow to meet his expense requirement of different natures. Dividend/dividend payout has been a sought after option till some time back and investors chose this option earnestly to serve their objective. However post  1st April 2020  after change in dividend taxation rules, […]

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Is Insurance Important For Me?

Do i have any GOAL in my life?  Do i have any Responsibility / Liability for my love one in my life? Is my absence do effect someone’s financial life? Is my HLV has any value ? If answer is YES, Insurance is Important for me. Insurance is important because it protect a person or […]

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Before start a SIP, Mitigate these RISKs

In life, there is no such thing as a free lunch and in equity markets there is no such thing as a risk-free investment. A Systematic Investment Plan (SIP) is one of the best ways of investing in the equity markets. It comes with myriad benefits and can help investors meet their financial goals. However, […]

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