Money should not be a barrier to achieving children’s goal, like Education, business, marriage etc. Do you wish the same for their child? If YES, this article is for you ✅ Investing from a minor’s account is higly beneficial – especially for long-term wealth creation, tax planning, and disciplined goal-based saving. Here’s a complete example […]
Read MoreSIP (Systematic Investment Plan) works particularly well with small-cap mutual funds due to a few key reasons rooted in market behavior, volatility, and compounding. Here’s a breakdown of why SIPs work better in small caps 1. Volatility Benefits SIPs (Rupee Cost Averaging) 📈2. Long-Term Growth Potential 🧠 3. Reduces Emotional Investing 4. Downside Risk is […]
Read MoreOh! Suddenly, Shyam got problem in liver as infection and got admitted in hospital but did not survive. Image a family member suddenly need surgery or ICU treatment. Without insurance, this could cost tens of Lac and cause of financial crises. Average Claim Size for critical hospitality is approx. rs. 60,000 – rs. 1,00,000 per […]
Read MoreRecently, I came across the book ‘The Zurich Axioms’ by Max Gunther in 1985 as advice for investors offered some practical insights about how to anticipate the psychological challenges of managing uncertain situations in that there were two theses of many others that he had formed which we will outline today as part of this […]
Read Moreहर शनिवार, मैं एक ऐसे विषय पर अपना नज़रिया आपसे शेयर करता हूं जो मेरी नज़र में निवेशकों के लिए ज़रूरी लगता है. इस बार, समझते हैं कि क्यों मिड- और स्मॉल-कैप फ़ंड्स सोने के अंडे देने वाली मुर्ग़ी नहीं हैं जैसा हर कोई सोच रहा है. आगे यू-टर्न है? निवेशक अक्सर पूछते हैं, “मुझे […]
Read MoreThe recent budget has enhanced the new tax regime and introduced new tax rules. While you can read the highlights here, let’s dive to see how these changes impact the different fund categories. Impact on investors Higher taxes on equity gains will reduce your post-tax returns, but equity remains the best asset class for long-term investments, […]
Read MoreWhat’s the Point? Recently oil has been on the news, with global demand for the commodity expected to peak by 2029, and subsequently contract (as reported by International Energy Agency). Additionally, with rising supplies, led by non-OPEC+ (Organization of the Petroleum Exporting Countries) producers, expected to surpass forecast demand from 2025 onwards, it could potentially […]
Read MoreWhat’s the Point? The European Central Bank cut its rates for the first time after raising rates in 2022 to counter the inflation arising from the pandemic. Some other central banks such as those of Canada, Sweden, and Switzerland also recently cut their interest rates, apart from emerging economies like China, which has also seen […]
Read MoreThe industry average AUM recorded a new high as it crossed the Rs 46 lakh crore mark in July 2023. It stood at Rs 46.28 lakh crore, 23% higher than last year. Of this retail investors (equity, hybrid and solution oriented schemes) contributed Rs 23.77 lakh crore, which is over 51%. Also, gross SIP […]
Read MoreIn Nifty Midcap 150 TRI index We generally start SIP for our long-term goals. The goal can be child education, child marriage, or retirement. But the road to this journey may have many uncertainties, making it difficult to continue this SIP for such a long period. Starting a long- term SIP is easy, but continuing […]
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